Open international business payments account in China

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Trusted by millions of customers worldwide
Chosen by leading marketplaces

Accept, send & withdraw international business payments in China

Whether you are a factory, foreign trade company or individual SOHO, Payoneer provides you with a one-stop shop solution to process large incoming payments as well as small and high frequency orders. Our suite of services which includes flexible payment methods in multiple currencies, competitive exchange rates and cash withdrawal services has successfully helped millions of traditional exporters, traders and individuals receive trade payments from overseas platforms or buyers.

Use the most flexible international business account

Get paid in multiple currencies, via several payment methods.
Decide how to use your funds.

Multiple ways to receive
payments


  • Credit/Debit Card
  • Local bank transfer
  • ACH bank debit
  • T/T payment
  • From Payoneer account

Hold multiple currencies

Multiple ways to use
funds


  • Pay your contractors and suppliers
  • Pay expenses online and instore
  • Withdraw to bank or ATM
  • 1688 funding

Get Local Bank Account Details Worldwide

No need travel to open a foreign bank account to receive your payments from global clients. We allow you to get paid in multiple currencies and save on exchange rate. Also, you can use your local receiving accounts to collect funds from 100+ marketplaces such as Amazon, eBay and Walmart if you are interested in business digital transformation and go online!

US dollar
US dollar

Routing number and Account number

Japanese yen
Japanese yen

Bank code, Branch code and Account number

Australian dollar
Australian dollar

BSB code and Account number

Euro
Euro

Bank code (SWIFT/BIC) and IBAN

Hong Kong dollar
Hong Kong dollar

Routing number and Account number

Singapore dollar
Singapore dollar

Bank code, Bank name and Account number

Canadian dollar
Canadian dollar

Institution number, Transit number and Account number

British pound
British pound

UK sort code, Account number and IBAN

T/T transfers

Do your clients prefer to pay in USD?

Get your T/T code and enable your clients, wherever they are,
to pay you in USD via international wire transfer.

It’s easy for your client, and fees are much lower than at a traditional bank.

Support multiple payment methods

While bank transfers are the best payment method for large purchases, Payoneer allows you to offer credit card payments for your samples and high frequency orders.

Send payment request links in a few clicks to 150+ countries

Offer clients multiple payment options to your clients – Credit Card, ACH bank debit, local bank transfer

Track your payments every step of the way until they reach your account

Send business payments to 190+ countries


Pay your business partners, sub-contractors & vendors efficiently in a few clicks from your Payoneer account.

Payments To Bank Accounts

Pay your contractors, employees and other vendors and send up to 200 payments at once directly to your recipients’ bank account.

Payments To Payoneer Accounts

Payments to Payoneer accounts are FREE OF CHARGE and made within 2 hours!

Pay your ads and online expenses

Payoneer provides you with the tools to pay for your digital ads and business expenses.

Pay for your digital ads on platforms such as Google, YouTube, Facebook and Amazon

Increase your acceptance rate for online purchases

Increase your spending limits – up to $200k monthly*

*subject to eligibility

Increase your spending limits – up to $200k monthly*

*subject to eligibility

Withdraw to your local bank or international account


Withdraw your funds to your business account or the individual account of your legal entity, in China or over 150 countries in the world.

Convert your earnings

Convert earnings to your local currency and get full transparency about the conversion fees.

Add multiple bank accounts

Connect your Payoneer account to multiple international bank accounts.

Schedule withdrawals

Set monthly, weekly, or instant automatic withdrawal schedules.

Why Chinese companies choose Payoneer

Global reach

Receive and send payments in 200+ countries.

Flexibility

Accept payments in multiple currencies, choose how to use your funds.

Speed

Receive payments faster, as if you were paid locally.

Low fees

Save on FX and transfer costs, and pay suppliers free of charge.

HEAR FROM OUR CLIENTS

“Payoneer allows me to aggregate multiple payments and then withdraw them all at once. It really helped a lot, solve my financial team manpower shortage problem, and reduced the processing cycle of overall payment. I also trust the reliability of Payoneer because of its global presence and 16 years history in cross-border payment industry. Payoneer has a good reputation among Chinese B2B traders and sellers. They provide multiple ways of money-in and money-out. It’s super convenient comparing with traditional bank service.”

Mr. Chen
Ceo, Textile Company, China

“I have been using Payoneer for more than half a year and have not encountered any issues so far. I applied the local receiving accounts and the fund receiving cycle is a lot faster than SWIFT. After the goods inspection in the warehouse at the port, customers will send over the full-loaded payment. Most time the payment can be received in 2hours, which means our customers can collect and get their order in the same day. All the transaction and FX exchange can be done online anytime in a day. It saved my time of going to a bank and wait in a line. There is no limit on transaction amount, and it does not occupy the individual FX exchange quota of 50,000 US dollars per year”.

Mr. Li
CEO of Safety products exporting company

“Since we have started using Payoneer, we have seen 300% business growth, because we are now making timely payments to our suppliers and receiving all our items on time. Our customers are also receiving their products on time. We are getting very good feedback and our customers base is growing”.

Muhammad Sabbayal
Founder & CEO Softogix International

Frequently asked questions

CAN OPEN A PAYONEER ACCOUNT IN CHINA?

Yes. Opening an account is free. You can get paid and pay globally, receive local receiving accounts and bill your clients in just a few clicks.

WHAT PAYMENT METHODS ARE AVAILABLE TO MY CLIENTS AND WHAT ARE THE FEES?

Credit/Debit card*ACH bank debit
(US only)
Local bank transferT/T transferPayoneer balance
Fees (% of payment)3%1%USD: 1%
Other currencies: 0%
Free***Free

*MasterCard, Visa, American Express

***Extra fees can be charged by intermediary banks but are not known by Payoneer in advance

All the fees are detailed here

WHICH INTERNATIONAL CLIENTS CAN PAY ME?

Credit/Debit CardACH bank debitLocal Bank TransferT/T transferPayoneer Balance
Can be used by (payment initiators)Individuals and Companies WorldwideIndividuals and Companies in the US onlyCompanies in the country of the receiving accountCompanies worldwidePayoneer account holders Worldwide

HOW FAST ARE THE PAYMENTS?

Credit/Debit CardACH bank debitLocal Bank TransferT/T transferPayoneer Balance
Payment received within (estimated)Real Time5 business daysT + 0, T + 11-2 business days2 hours

ARE THERE ADDITIONAL FEES ASSOCIATED WITH THE SERVICE I SHOULD BE AWARE OF?

All the fees are detailed here.

DO MY CLIENTS NEED TO OPEN A PAYONEER ACCOUNT TO PAY ME?

Your client can easily pay you via bank transfer to your local receiving accounts without opening a Payoneer account. Just send them your receiving account details and ask them to pay you locally from their online business account!

If your clients choose to pay you via credit card or ACH bank debit, you can send them a unique payment link and they can easily pay you through our secure payments portal where they will be requested to open a Payer only account in a few clicks (save email & assign a password).

CAN I PAY MULTIPLE SUB-CONTRACTORS OR VENDORS EASILY?

Yes, you can use our Batch Payments feature to pay up to 200+ payees in one simple file.