Payoneer Fees.

Our goal is to help you keep more of what your business earns. Thatโ€™s why we work hard to keep our pricing low, and whenever possible, completely free.

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Get paid

Pay and use funds

Withdraw

Other fees

Get Paid

By another Payoneer customer

Receive payments from another Payoneer customerโ€™s balance for free.

FREE

EUR, USD, GBP, and more.

Directly by your clients

Send your clients payment requests which they can pay via credit card, ACH bank debit, and direct bank payments. They can also pay you via receiving accounts, see below

Up to 3.99%*

Credit card (all currencies)
* In certain countries, an additional fix fee of 0.49$ will be added to the above rate

1%

ACH bank debits (US only)

3.99% + $0.49

PayPal (US only)

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Directly by marketplaces and networks

Get paid directly into your Payoneer account by Wish, Fiverr, Upwork, Airbnb, and more than 2,000 more of the worldโ€™s top marketplaces, platforms, and networks that have partnered with us. Treat yourself to a seamless payment experience.

Fees set by each marketplace, platform, and network vary. Please check with them to get exact rates.

Via your receiving accounts

Need a local bank account for a marketplace or client? Use your Payoneer receiving accounts like a local bank account in the country and currency you get paid โ€“ USD, EUR, GBP, and more. We can also support SWIFT (wire) payments to keep things consolidated.

FREE

When receiving funds in the local currency of your primary location (e.g., EUR in Europe, GBP in the UK).

Fixed fee OR 1% fee

(depending on the amount received)
For all other currencies (e.g., receiving USD in Europe)

* Some countries may be exempt from the fee
** Minimum fee may apply

Pay and use funds

Paying suppliers, employees, and contractors is easy, flexible, and cost-effective with Payoneer.

Directly from your Payoneer balance

Your earnings from clients and marketplaces will land in your Payoneer balance. From there you can pay people and organizations directly with the following fees:

If recipient has a Payoneer account

Payments from your Payoneer balance to a recipientโ€™s Payoneer account.

For payments made to recipients from a different country than you, up to 1% of the transaction amount with a minimum fee of up to 4.00 USD.

For payments made in USD, EUR, or GBP to recipients from the same country as you, a flat fee of up to 4.00 USD/EUR/GBP* respectively, will be applied per transaction

* For payments in other currencies, the exact fee will be presented to you on screen before making the payment.

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If recipient doesnโ€™t have a Payoneer account

If the recipient is not a Payoneer customer, you can still pay them directly from your Payoneer balance to their bank account via bank transfer.

A lower fee is available for higher-earning customers.

Up to 3%

of transaction amount

Minimum fee may apply

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For customers located in the USA, United Kingdom or European Union

For payments to a recipientโ€™s bank account, in local currency, when the total amount of withdrawals and payments made in a single calendar month is up to 50,000 USD, GBP or EUR.

If the bank account:

  • Is in the same currency as your balance and
  • Is in a country where the withdrawing currency is the local currency and
  • Is in the same country that you have listed in your Payoneer account

Example: Payoneer account registered in USA -> USD balance -> USD bank account, where the recipients bank is in the USA

1.50 USD

USD to USD payments

1.50 EUR

EUR to EUR payments

1.50 GBP

GBP to GBP payments

For payments to a recipientโ€™s bank account in local currency when the total amount of withdrawals and payments made in a single calendar month is over 50,000* USD, GBP, or EUR

If the bank account:

  • Is in the same currency as your balance and
  • Is in a country where the withdrawing currency is the local currency and
  • Is in the same country that you have listed in your Payoneer account

0.5%

of total withdrawal amount
USD to USD withdrawal

0.5%

of total withdrawal amount
EUR to EUR withdrawal

0.5%

of total withdrawal amount
GBP to GBP withdrawal

Example: You withdraw $40,000 USD on 5th of January and pay a flat fee of $1.50. On 10th January you make a payment to a recipientโ€™s bank account for $10,000 and pay a flat fee of $1.50 ($50,000 cumulative month-to-date). On the 20th January you withdraw $1,000 and pay a $5 fee (at the new rate of 0.5% for transactions above $50,000 in a calendar month). At the beginning of the next calendar month, the threshold resets.

Not with Payoneer? Not a problem.

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Pay a Payoneer customer for their business services

Millions of suppliers, freelancers, and other contractors get paid with Payoneer. You can pay any of them via credit card, local bank transfer, ACH bank debit, or direct bank payment at competitively low rates.

Up to 3.99%*

Credit card
* In certain countries, an additional fix fee of 0.49$ will be added to the above rate

1%

Local bank transfer

1%

ACH bank debit (US only)

3.99% + $0.49

PayPal (US only)

1%

Direct bank payment (UK only)

The Payoneer card

The Payoneer card makes it easy to use your Payoneer funds globally. You can make business purchases, pay for advertising, buy goods and business services online or in stores, and withdraw funds at ATMs.

Fee typeFee
Card delivery (standard delivery)FREE
Card delivery with express shipping (via DHL)40.00 USD
Annual card fees, first card29.95 USD
Additional cards in any currencyFREE
Transactions in the same currency as your card, in supported countries*FREE
Transactions involving currency conversionUP TO 3.5%
Transactions where merchant country is different from card-issuing country (cross-border fee)UP TO 1.8%
ATM: Withdrawals (cash advance)3.15 USD / 2.50 EUR / 1.95 GBP
Balance inquiry1.00 USD / 0.87 EUR / 0.65 GBP
Card replacement12.95 USD / 9.95 EUR / 9.95 GBP

*The Payoneer Commercial Mastercard program offers 2 types of card services: the Payoneer Business Premium Debit Mastercardยฎ issued by Payoneer Europe Limited under a license by Mastercard and the Corporate Purchasing Mastercard issued by First Century Bank, N.A pursuant to a license by Mastercard and provided by Payoneer Inc. to its eligible customers. Payoneer will not apply a per-transaction fee for purchases made in USD using the Payoneer Corporate Purchasing Mastercard, across the globe; and for purchases in USD, EUR, GBP, and CAD made using the Business Premium Debit Mastercard ยฎ of the same currency within the EEA region.

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Manage currencies with ease

Youโ€™ll always have the currency you need for your international payments with the ability to move funds between your Payoneer balances.

Fees are automatically calculated so you always know how much money youโ€™ll receive.

0.5%

of amount to transfer

Withdraw

Withdraw to your bank account

Once you get paid, you can withdraw those funds to your local bank account. Fees vary depending on the currency of your account, but the speed, convenience, and simplicity are always the same.

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Withdraw in local currency from a Payoneer balance of a different currency

Example: USD balance > EUR bank account, bank is in EU

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

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Withdrawals in non-local currency

Examples:
USD balance > CNY bank account, bank is in China
EUR balance > EUR bank account, bank is in Hong Kong
Applies to users from China, Taiwan, Korea, and Hong Kong

Even lower fee available for high-earning customers.

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

Up to 3%

of transaction amount

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Withdrawals in local currency from a Payoneer balance of the same currency

Example: HKD balance โ€“> HKD bank account, bank is in Hong Kong

When withdrawing HKD, USD, EUR, or GBP to a local bank account, there is a fixed fee on the transaction for your convenience, if the bank account:

  • is in the same currency as your balance
  • is in a country where the withdrawal currency is the local currency
  • is in the same country that you have listed in your Payoneer profile

HK$ 12.00

HKD to HKD withdrawal

1.50 USD

USD to USD withdrawal

1.50 EUR

EUR to EUR withdrawal

1.50 GBP

GBP to GBP withdrawal

Withdraw in local currency from a Payoneer balance of the same currency

Example: USD balance > USD bank account, bank is in US

For customers located in the USA, United Kingdom, or European Union (Eurozone)

For withdrawals in local currency, when the total amount of withdrawals and payments made in a single calendar month is up to 50,000 USD, GBP, or EUR.

If the bank account:

  • Is in the same currency as your balance and
  • Is in a country where the withdrawing currency is the local currency and
  • Is in the same country that you have listed in your Payoneer account

Example: Payoneer account registered in USA -> USD balance -> USD bank account, where the bank is in the USA

1.50 USD

USD to USD withdrawal

1.50 EUR

EUR to EUR withdrawal

1.50 GBP

GBP to GBP withdrawal

For withdrawals in local currency when the total amount of withdrawals and payments made in a single calendar month is over 50,000 USD, GBP, or EUR.

If the bank account:

  • Is in the same currency as your balance and
  • Is in a country where the withdrawing currency is the local currency and
  • Is in the same country that you have listed in your Payoneer account

0.5%

of total withdrawal amount
USD to USD withdrawal

0.5%

of total withdrawal amount
EUR to EUR withdrawal

0.5%

of total withdrawal amount
GBP to GBP withdrawal

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Withdraw in non-local currency

Example:
USD balance > USD bank account, bank is in EU
EUR balance > USD bank account, bank is in Hong Kong

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

UP TO 3%

of transaction amount

For withdrawals with no currency conversion, minimum fee may apply.

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Other fees

Annual account fee

This fee applies only to accounts that receive less than $2,000 USD (or equivalent) over a 12-month period. Customers who pay for an Annual Plan are not subject to this fee.

29.95 USD

Annual account fee

Escheatment fee

If we are required to escheat (when a state claims ownership of an account) your funds to an applicable state, we will deduct a processing fee in the amount permitted by that state.

Variable per state

Annual Plan

Certain account types in specific regions require an Annual Plan. If applicable, details will be provided during the registration process.

If an Annual Plan is charged, the Annual Account Fee will not apply for that year.

In certain countries, a registration fee may apply

The prices and fees displayed on this page present an estimation based on our most standard and common fee structure, available for majority of the account types in the majority of the regions where our services may be available. Different prices and fees may be applied in different territories, for different account types. The pricing and fees applicable to you are provided for review during account registration and are also available any time from the Fees link in your Payoneer account. Sign in to your account to review the most updated fees.
Please note that Making a payment with currency conversion is available in permitted jurisdictions only.

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