Fair fees.
Pricing without surprises.

Our goal is to help you keep more of what your business earns. That’s why we work hard to keep our pricing low, and whenever possible, completely free.

Open your free account
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Get paid

Pay and use funds

Withdraw

Other fees

Get Paid

By another Payoneer customer

Receive payments from another Payoneer customer’s balance for free.

FREE

EUR, USD, GBP, and more.

Directly by your clients

Send your clients payment requests which they can pay via credit card, ACH bank debit, and direct bank payments. They can also pay you via receiving accounts, see below

3%

Credit card (all currencies)

1%

ACH bank debits (US only)

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Directly by marketplaces and networks

Get paid directly into your Payoneer account by Wish, Fiverr, Upwork, Airbnb, and more than 2,000 more of the world’s top marketplaces, platforms, and networks that have partnered with us. Treat yourself to a seamless payment experience.

Fees set by each marketplace, platform, and network vary. Please check with them to get exact rates.

Via your receiving accounts

Need a local bank account for a marketplace or client? Use your Payoneer receiving accounts like a local bank account in the country and currency you get paid – USD, EUR, GBP, and more. We can also support SWIFT (wire) payments to keep things consolidated.

FREE

EUR, GBP, and more.
*Fees may apply for payments below a minimum amount.

UP TO 1%

USD
Fee varies based on eligibility
Minimum fee may apply

Pay and use funds

Paying suppliers, employees, and contractors is easy, flexible, and cost-effective with Payoneer.

Directly from your Payoneer balance

Your earnings from clients and marketplaces will land in your Payoneer balance. From there you can pay people and organizations directly with the following fees:

If recipient has a Payoneer account:

You can send funds to other Payoneer customers directly from your balance.

Free *

* In limited territories, when paying from your Payoneer balance to other Payoneer account holders in certain regions a fee may apply.

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If recipient doesn’t have a Payoneer account

If the recipient is not a Payoneer customer, you can still pay them directly from your Payoneer balance to their bank account via bank transfer.

A lower fee is available for higher-earning customers.

Up to 2%

of transaction amount

Minimum fee may apply

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A fixed fee will apply when you use your USD, EUR, or GBP balance to make a payment to someone whose bank account is in:

  • the same currency as your balance
  • a country where the payment currency is the local currency
  • the same country that you have listed in your Payoneer profile.

Payoneer customers can also make batch payments to up to 200 bank accounts at once with a 2% fee.

1.50 USD

USD to USD payment

1.50 EUR

EUR to EUR payment

1.50 GBP

GBP to GBP payment

Not with Payoneer? Not a problem.

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Pay a Payoneer customer for their business services

Millions of suppliers, freelancers, and other contractors get paid with Payoneer. You can pay any of them via credit card, local bank transfer, ACH bank debit, or direct bank payment at competitively low rates.

3%

Credit card

1%

Local bank transfer

1%

ACH bank debit (US only)

1%

Direct bank payment (UK only)

The Payoneer card

The Payoneer card makes it easy to use your Payoneer funds globally. You can make business purchases, pay for advertising, buy goods and business services online or in stores, and withdraw funds at ATMs.

Fee typeFee
Card delivery (standard delivery)FREE
Card delivery with express shipping (via DHL)40.00 USD
Annual card fees, first card29.95 USD
Additional cards in any currencyFREE
Transactions in the same currency as your card, in supported countries*FREE
Transactions involving currency conversionUP TO 3.5%
Transactions where merchant country is different from card-issuing country (cross-border fee)UP TO 1.8%
ATM: Withdrawals (cash advance)3.15 USD / 2.50 EUR / 1.95 GBP
Balance inquiry1.00 USD / 0.87 EUR / 0.65 GBP
Card replacement12.95 USD / 9.95 EUR / 9.95 GBP

*The Payoneer Commercial Mastercard program offers 2 types of card services: the Payoneer Business Premium Debit Mastercard® issued by Payoneer Europe Limited under a license by Mastercard and the Corporate Purchasing Mastercard issued by First Century Bank, N.A pursuant to a license by Mastercard and provided by Payoneer Inc. to its eligible customers. Payoneer will not apply a per-transaction fee for purchases made in USD using the Payoneer Corporate Purchasing Mastercard, across the globe; and for purchases in USD, EUR, GBP, and CAD made using the Business Premium Debit Mastercard ® of the same currency within the EEA region.

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Manage currencies with ease

You’ll always have the currency you need for your international payments with the ability to move funds between your Payoneer balances.

Fees are automatically calculated so you always know how much money you’ll receive.

0.5%

of amount to transfer

If recipient has a Payoneer account:

You can send funds to other Payoneer customers directly from your balance.

Free *

* In limited territories, when paying from your Payoneer balance to other Payoneer account holders in certain regions a fee may apply.

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If recipient doesn’t have a Payoneer account

If the recipient is not a Payoneer customer, you can still pay them directly from your Payoneer balance to their bank account via bank transfer.

A lower fee is available for higher-earning customers.

Up to 2%

of transaction amount

Minimum fee may apply

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A fixed fee will apply when you use your USD, EUR, or GBP balance to make a payment to someone whose bank account is in:

  • the same currency as your balance
  • a country where the payment currency is the local currency
  • the same country that you have listed in your Payoneer profile.

Payoneer customers can also make batch payments to up to 200 bank accounts at once with a 2% fee.

1.50 USD

USD to USD payment

1.50 EUR

EUR to EUR payment

1.50 GBP

GBP to GBP payment

Withdraw

Withdraw to your bank account

Once you get paid, you can withdraw those funds to your local bank account. Fees vary depending on the currency of your account, but the speed, convenience, and simplicity are always the same.

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Withdraw in local currency from a Payoneer balance of a different currency

Example: USD balance > EUR bank account, bank is in EU

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

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Withdrawals in non-local currency

Examples:
USD balance > CNY bank account, bank is in China
EUR balance > EUR bank account, bank is in Hong Kong
Applies to users from China, Taiwan, Korea, and Hong Kong

Even lower fee available for high-earning customers.

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

Up to 2%

of transaction amount

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Withdraw in local currency from a Payoneer balance of the same currency

Example: USD balance > USD bank account, bank is in US

When withdrawing USD, EUR, or GBP to a local bank account, there is a low fixed fee on the transaction for your convenience, if the bank account:

  • is in the same currency as your balance
  • is in a country where the withdrawal currency is the local currency
  • is in the same country that you have listed in your Payoneer profile

1.50 USD

USD to USD withdrawal

1.50 EUR

EUR to EUR withdrawal

1.50 GBP

GBP to GBP withdrawal

Withdrawals in local currency from a Payoneer balance of the same currency

Example: HKD balance –> HKD bank account, bank is in Hong Kong

When withdrawing HKD, USD, EUR, or GBP to a local bank account, there is a fixed fee on the transaction for your convenience, if the bank account:

  • is in the same currency as your balance
  • is in a country where the withdrawal currency is the local currency
  • is in the same country that you have listed in your Payoneer profile

HK$ 12.00

HKD to HKD withdrawal

1.50 USD

USD to USD withdrawal

1.50 EUR

EUR to EUR withdrawal

1.50 GBP

GBP to GBP withdrawal

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Withdraw in non-local currency

Example:
USD balance > USD bank account, bank is in EU
EUR balance > USD bank account, bank is in Hong Kong

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

UP TO 2%

of transaction amount

For withdrawals with no currency conversion, minimum fee may apply.

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Other fees

29.95 USD

Annual account fee

Escheatment fee

If we are required to escheat (when a state claims ownership of an account) your funds to an applicable state, we will deduct a processing fee in the amount permitted by that state.

Variable per state

Registration fee

Fee charged when registering to Payoneer.

In certain countries, a registration fee may apply

The prices and fees displayed on this page present an estimation based on our most standard and common fee structure, available for majority of the account types in the majority of the regions where our services may be available. Different prices and fees may be applied in different territories, for different account types. The pricing and fees applicable to you are provided for review during account registration and are also available any time from the Fees link in your Payoneer account. Sign in to your account to review the most updated fees.