The Payoneer Commercial Mastercard® Program is here
As a digital entrepreneur, it’s important you have the right tools to make business payments as convenient as possible. That’s why the Payoneer Commercial Mastercard®* gives you the freedom and flexibility to make payments with ease and at low-cost. Payoneer Commercial Mastercard® allows you to use your Payoneer funds in multiple ways: Let’s take a closer look at…

As a digital entrepreneur, it’s important you have the right tools to make business payments as convenient as possible.
That’s why the Payoneer Commercial Mastercard®* gives you the freedom and flexibility to make payments with ease and at low-cost.
Payoneer Commercial Mastercard® allows you to use your Payoneer funds in multiple ways:
- Make purchases anywhere in the world that Mastercard® is accepted and use your card to withdraw cash from ATMs**, purchase goods online or buy in store.
- Pay for marketing campaigns on digital advertising platforms such as Facebook and Google directly from your earned funds.
- Pay for shipping and fulfillment services from global postal providers like UPS, FedEx, etc.
- Pay for everyday business expenses like travel and entertainment, office supplies, and subscriptions to software licenses and third-party services.
- Save on your online and physical purchases with no-fee*** transactions in USD, EUR, GBP and CAD in supported territories.
- Access and use your funds conveniently and to their full potential through flexible and generous standard spending limits up to $200K per day. (subject to approval)
- Get a physical card for your wallet or go fully digital with a virtual card, or several, and be kinder on the environment – the choice is completely yours. (Up to 50 virtual cards with no approval required, or 600 virtual cards, subject to approval).
Let’s take a closer look at what you’ll get with your Payoneer Commercial Mastercard® Program.
Freedom to Spend, with Ease & Convenience
Thanks to the Payoneer Commercial Mastercard®’s global acceptance, you’ll be able to use it to make global purchases wherever Mastercard® is accepted. This means you’ll also be able to pay for your online marketing campaigns on advertising platforms like Facebook, Amazon, Google, and more.
Of course, this also means you’ll be able to use the card online to pay suppliers, contractors, and any other fulfillment needs.
In addition, Payoneer Commercial Mastercard® enables you to withdraw cash from ATMs worldwide**, as well as use the cards online and in stores. That’s total freedom and convenience right in the palm of your hand.
Higher Daily Spending Limits
Knowing that business expenses can quickly add up, the Payoneer Commercial Mastercard® Program offers you significant room for growth by allowing you high daily spending limits of up to $200,000 and no monthly maximum limits (subject to eligibility and approval). So, whether you need to pay for something as small as a courier delivery, or a large ticket item like inventory for peak sales seasons, the Payoneer Commercial Mastercard® has you covered.
Access Multiple Digital Cards
To help you streamline your business expenses across platforms, store fronts and product lines, you’ll also have access to multiple commercial cards in USD, GBP, EUR or CAD, to help keep funds and payments separate. This will allow you to manage your cashflows better and ensure clear visibility into the profitability of your businesses.
So, if you’re looking for a more convenient way to pay your business’s expenses, the Payoneer Commercial Mastercard® Program is the way forward.
For more information on the Payoneer Commercial Mastercard® Program, please see our FAQs.
*Payoneer offer 2 types of services under Payoneer Commercial Mastercard – the Payoneer Digital Purchasing Mastercard and the Payoneer Commercial Debit Mastercard Card. Payoneer will not apply a per transaction fee (cross-border fee) for purchases made in USD using Payoneer Digital Purchasing Mastercard® of the same currency, across the globe; and for purchases in EUR, USD and GBP made using Payoneer Commercial Debit Mastercard® Card of the same currency within EEA region.
** ATM withdrawals are only available when you order a physical card.
***The Payoneer Commercial Mastercard® Program cannot be provided to residents of Russia, India, or OFAC sanctioned countries. Also, availability of any service is subject to customer’s eligibility pursuant to Payoneer’s discretion in accordance with its policies and procedures in place for purpose of risk and fraud prevention as well as compliance with applicable local regulations. Not all services may be available in all territories.
Related resources
Latest articles
-
US vs Europe Employment Costs and Net Pay Compared: 2026 Study
How much does it really cost to hire in Europe versus the US? Explore a data-backed comparison of statutory employer costs, local salaries, and net pay across 12 leading cities.
-
Enabling Singapore-Based Businesses to Structure and Scale Across ASEAN: A Guide for Corporate Service Providers
Learn how corporate service providers can help Singapore-based businesses structure, manage and scale their ASEAN operations through effective entity design, financial infrastructure planning and regional compliance frameworks.
-
Cross-Border Expansion Trends and What They Mean for Corporate Service Providers
As client expansion strategies evolve, corporate service providers must adapt. Explore the key cross-border expansion trends shaping demand for regional structuring, compliance, governance and financial infrastructure support.
-
Voice Search Optimization for Global Businesses: Preparing for the Future of Financial SEO
Learn how financial services can optimize for voice search and AI‑driven search assistants. Explore strategies to stay ahead in a voice‑first world.
-
What Is a Virtual Business Bank Account?
Learn what a virtual business bank account is, how it works, and why modern businesses rely on digital accounts for faster, global payments.
-
The Role of Social Proof: How to Boosts Payment Platform Credibility
Learn how social proof such as testimonials, reviews and user‑stories enhances credibility for online payment platforms. Discover strategies for fintechs and payments businesses.
Disclaimer
The information in this article/on this page is intended for marketing and informational purposes only and does not constitute legal, financial, tax, or professional advice in any context. Payoneer and Payoneer Workforce Management are not liable for the accuracy, completeness or reliability of the information provided herein. Any opinions expressed are those of the individual author and may not reflect the views of Payoneer or Payoneer Workforce Management. All representations and warranties regarding the information presented are disclaimed. The information in this article/on this page reflects the details available at the time of publication. For the most up-to-date information, please consult a Payoneer and/or Payoneer Workforce Management representative or account executive.
Availability of cards and other products is subject to customer’s eligibility. Not all products are available in all jurisdictions in the same manner. Nothing herein should be understood as solicitation outside the jurisdiction where Payoneer Inc. or its affiliates is licensed to engage in payment services, unless permitted by applicable laws. Depending on or your eligibility, you may be offered the Corporate Purchasing Mastercard, issued by First Century Bank, N.A., under a license by Mastercard® and provided to you by Payoneer Inc., or the Payoneer Business Premium Debit Mastercard®, issued and provided from Ireland by Payoneer Europe Limited under a license by Mastercard®.
Skuad Pte Limited (a Payoneer group company) and its affiliates & subsidiaries provide EoR, AoR, and contractor management services.





