Discover Your All-In-One Ecommerce Payments Solution

Selling across global marketplaces means managing payments in different currencies, paying suppliers on time, and keeping cash flow moving. Payoneer brings these essential payment tools together in one place, making it easier to receive marketplace payouts, access your earnings, and manage business expenses as you grow.

This guide explains how eCommerce businesses can use Payoneer’s features to simplify global payments and support business growth.

Note: The availability of Payoneer’s features and services depends on your eligibility and may vary by country or region in accordance with Payoneer’s policies and regulatory requirements.

Receive payments from global marketplaces

Whether you sell through Amazon or other international marketplaces, Payoneer offers multiple ways to receive your earnings.

Get local receiving accounts

If you need local bank account details to receive payments from Amazon or other international businesses, Payoneer’s local receiving accounts make the process simple.

You can receive account details in multiple currencies across supported countries in the Americas, Europe, Asia, and Australia. These local receiving accounts allow you to receive payments through local bank transfers, helping reduce the costs often associated with traditional international bank transfers.

Receive marketplace payouts

Payoneer is integrated with more than 100 marketplaces worldwide, allowing you to receive payouts directly into your Payoneer account.

Supported marketplaces include:

• Amazon
• eBay
• Lazada
• Shopee

Receiving marketplace earnings in one place makes it easier to manage your global business payments.

Receive SWIFT (wire) transfers

If you receive payments from marketplaces operating in unsupported regions or currencies, you can use Payoneer’s SWIFT (wire) receiving account.

This allows you to receive USD wire transfers directly into your Payoneer account, giving you another way to collect international payments.

Access and use your earnings

Once you’ve received your marketplace payouts, Payoneer gives you several ways to use your funds.

Withdraw to your local bank account

You can withdraw your earnings to a local bank account in more than 190 countries by adding your bank account to Payoneer.

This gives you quick access to your international earnings whenever you need them.

Pay contractors and suppliers

Running an eCommerce business often means paying manufacturers, suppliers, agencies, and contractors around the world.

With Payoneer, you can:

• Pay suppliers, contractors, and employees internationally.
• Send payments directly to another Payoneer user’s balance where eligible.
• Make batch payments to up to 200 recipients’ bank accounts using downloadable CSV templates.

This helps simplify supplier payments while reducing the time spent making individual transfers.

Use a Payoneer Commercial Mastercard®

The Payoneer Commercial Mastercard® lets you spend directly from your Payoneer balance on everyday business expenses.

Eligible customers can:

• Spend up to USD 200,000 per day with no monthly maximum.
• Make eligible fee-free purchases in USD, EUR, and GBP.*
• Withdraw cash from ATMs using a physical card.
• Pay for advertising on platforms such as Amazon, Google, and Facebook wherever Mastercard is accepted.
• Create additional virtual cards in the same currency to better manage business expenses across products or teams.

You can choose between a physical or virtual card depending on how you manage your business spending.

*Fee-free purchases are available for eligible transactions in accordance with the applicable card terms and conditions.

Note: Payoneer cards are subject to eligibility and approval.

Pay your European VAT

If your business has VAT obligations in Europe, Payoneer can simplify the payment process.

You can pay VAT directly from your Payoneer balance, helping you:

• Avoid unnecessary bank withdrawals and wire transfers.
• Reduce currency conversion costs.
• Simplify payments by letting Payoneer handle transfers to the appropriate VAT authorities.

Additional tools for eCommerce businesses

Payoneer also offers tools designed to help online sellers manage growth more effectively.

Manage multiple currencies

Transfer funds between your eligible currency balances in minutes so you always have the right currency available.

Managing your balances makes it easier to pay suppliers and cover VAT obligations without unnecessary currency conversions.

Access working capital for eCommerce growth

Eligible sellers can receive Capital Advance offers worth up to 140% of their average monthly sales volume.

Working capital can help fund inventory purchases, advertising, expansion, or other business investments.

Key benefits include:

• Offers based on your store’s business performance instead of traditional credit checks.
• Access to multiple growth plans as your business evolves.
• Funding of up to USD 750,000 delivered directly to your Payoneer balance.
• Automatic repayment through a portion of future marketplace payouts.

Availability is subject to eligibility.

Manage your Amazon stores with Store Manager

Store Manager helps eligible Amazon sellers connect multiple stores to their Payoneer account.

Once connected, you can:

• Allow Payoneer to evaluate your eligibility for working capital offers.
• View income from multiple Amazon stores in one place.
• Track which stores generate the most revenue.

This provides greater visibility into your marketplace performance while helping you manage business growth.

Download reports and statements

Your Payoneer account also lets you generate important business documents whenever you need them.

Available reports include:

• Monthly statements
• Confirmation of receiving account details
• Amazon account statements
• Letters of good standing

These documents can support bookkeeping, reporting, and day-to-day business administration.

Manage your eCommerce payments from one place

From receiving marketplace payouts and paying suppliers to managing multiple currencies and accessing growth funding, Payoneer brings together the payment tools eCommerce businesses need to operate internationally.

With your payments, expenses, and business tools in one account, you can spend less time managing financial operations and more time growing your online business.