Our working capital solution helps Amazon, Walmart, and Wayfair sellers grow their business and seize growth opportunities with up to $750K in instant funds.

It’s a working capital solution for eCommerce sellers with Amazon, Walmart, and Wayfair stores available in USD, GBP, EUR, CAD, and MXN. Payoneer purchases a part of your future account receivables equivalent to the Capital Advance amount plus a fixed fee (the settlement amount). Once accepted, the Capital Advance funds becomes available instantly.

There are three Capital Advance products; Express (1-month), Grow (3-months), and Plus (6-months). As you continue to accept and settle your offers, you can become eligible for higher levels of Capital Advance, featuring bigger offers and longer settlement periods. You’ll also have the flexibility to choose between previous levels based on your cash flow needs at the time.

The amount of working capital offered to merchants is based on the historical sales performance of the associated Walmart and Amazon stores, as well as predicted future sales. The maximum we offer is up to 140% of your store’s monthly volume (capped at $750,000).

The fee we charge for a Capital Advance is a small, fixed percentage of the Capital Advance amount. The fee, along with the working capital amount, are together called the settlement amount. It’s as simple as that – no surprises.

Payoneer collects a portion of each marketplace payment you receive from the store associated with the Capital Advance. The gradual collection continues until the full settlement amount has been collected, so you have cashflow for your day-to-day operating expenses. Once an offer is settled, eligible sellers will receive new Capital Advance offers immediately.