WORKING CAPITAL FOR SMBS

Sometimes it takes a little financial boost to seize more growth opportunities. Capital Advance can be that boost, offering up
to 80,000 USD in instant funding with no credit checks.

Register

Every business is different, and no two expenses are alike, but one thing that can always help is more funding. You already know what you need to grow, we’re just here to fund your vision. Capital Advance is the perfect way to invest in the long-term growth of your small-medium sized business while balancing your day-to-day expenses.

FOUR REASONS TO CHOOSE CAPITAL ADVANCE

No credit checks

You’ll receive funding offers for up to 100% of your monthly incoming USD payments, based on your earning history. Skip the paperwork!

Up to 80,000 USD instantly

Once approved,* funds hit your Payoneer account in minutes and you can withdraw them or make payments directly with just a few clicks.

Always have the funds you need

Your settlement, along with our attractive, fixed fee, is collected as a fixed percentage of your future payments.

It’s so easy

Just get paid and get approved – then your first offer can be accepted in seconds with just a few clicks*.

*Eligiblity requirements for Payoneer’s Capital Advance apply, including a minimum usage period for your Payoneer account

TAKE THE NEXT STEPS

  • Use your USD receiving account to get paid by clients and businesses

  • Wait to receive your first funding offer based on your earning history

  • Accept your offer to get your funds in minutes!

REGISTER TO PAYONEER

*Eligiblity requirements for Payoneer’s Capital Advance apply, including a minimum usage period for your Payoneer account

HEAR FROM OUR CUSTOMERS

For small growing eCommerce businesses like us, easy and cheap access to growth capital is essential to our success. Payoneer’s Capital Advance program is easy to understand, quick to get cash in your hand and offers very competitive rates. Their program has been a great asset to our company’s growth over the past two years, helping us acquire inventory and fund our growth without having to stress about raising capital!

Evans

Owner of Westend Toys

Payoneer is reinventing capital partnership by truly getting to know its customer and their business, revenue, profitability, and potential. With the help of Payoneer, my company grew 5400% in one year, and we’re thankful for the doors they opened and continue to open for us, as we aggressively build our team, and expand into new markets.

Andrew

Owner of FastnFuriousShipments.com

Payoneer has stepped in to save the day for all growing Amazon sellers. We’ve received amazing working capital offers that have been delivered quickly, with fair settlement terms that are much easier on our business’ cash flow. When it comes to getting help growing your business of any size, Payoneer is the only choice!

Paul

Owner of Universal Product Solutions Limited

FREQUENTLY ASKED QUESTIONS

What is Payoneer’s Capital Advance?

It’s a working capital solution for ecommerce sellers, freelancers, service providers, and other small-medium sized businesses. Currently, working capital for businesses is available in USD only, with more currencies on the way.

How does Payoneer determine the amount of working capital offered via Capital Advance?

The amount of working capital offered to businesses is based on the historical earnings of the associated USD receiving accounts, as well as predicted future payments. The maximum we offer is up to 100% of your average monthly payments (capped at 80,000 USD).

What is the Capital Advance fee?

The fee we charge for a Capital Advance is a flat percentage of the Capital Advance amount. The fee, along with the working capital amount, are together called the settlement amount. All the settlement conditions can be reviewed before accepting the offer. It’s as simple as that – no surprises.

How does Payoneer collect the settlement amount?

Payoneer collects a fixed percentage (varies by offer) of your incoming payments until settlement is completed. In most cases, once an offer is settled in good standing, eligible users will receive new Capital Advance offers immediately.

You can also see our full Capital Advance FAQ here.

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*This web page is provided for general informational purposes only. All information contained herein is provided in good faith, however, we make no warranty of any kind regarding validity or your eligibility for the offer and Payoneer reserves the right to amend the information from time to time in its full discretion. Final terms and conditions will be concluded upon acceptance of the final offer that is offered by us to you via applicable Terms and Conditions and Transaction Summary.