The USD 72 billion
unseen cost for eCommerce and DTC sellers
Where checkout conversion breaks — and how payment inefficiencies erode what’s left
Uncover the top 3 sources contributing to profit erosion across Asia — and how leading eCommerce and DTC merchants are closing the gap.

Why eCommerce merchants lose profit after the sale is already won
Across APAC, eCommerce merchants face recurring value leakage not from demand or pricing, but from how money moves after checkout:
Lost orders due to unfamiliar or opaque checkout experiences
FX spreads, layered fees, and conversion leakage at scale
Cash trapped in settlement, tightening working capital
This exposure grows as you scale
GMV scales. Revenue looks healthy. Yet margins fail to keep up — because value is leaking after checkout.

What’s inside the whitepaper (that most eCommerce merchants never quantify)
- Where value is lost after checkout, not in acquisition
- The profit range exporters can recover without selling more
- How FX and settlement drag quietly erode EBITDA
- A 4-step roadmap to regain financial control across markets
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This document is for general informational purposes only and does not constitute financial, legal, regulatory, or commercial advice, nor an offer or solicitation to provide payment services. Any figures or impacts referenced are illustrative and may vary based on business model, geography, eligibility, and regulatory conditions.
Payoneer services are subject to customer eligibility and applicable licensing and regulatory approvals, and are offered only in jurisdictions where Payoneer entities are authorised to operate. Checkout services are provided by Stripe, Inc. and/or its affiliates exclusively to U.S. and Hong Kong entities, and are not available to individuals or entities located in Mainland China.
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