Jack Cregan
Founder & CEO, Emerald Capital
“Payoneer removed the financial friction that was holding us back. It gave us the speed, flexibility, and global banking infrastructure we needed to scale fast.”
Challenge
As a fast-growing global payment optimisation company, Emerald Capital faced major challenges managing international finances in its early stages. Receiving payments from US clients through local banks was slow, expensive, and difficult to track. International wire transfers often involved delays, high fees, and limited transparency.
Paying global contractors added further complexity due to intermediary banks, and long processing times — all of which slowed operations at a critical growth stage.
Solution
Payoneer provided Emerald Capital with a modern, global financial infrastructure built on an international scale. With USD receiving account details available even as a Middle Eastern company, Emerald Capital could accept payments from US clients quickly via ACH — something traditional local banks could not offer.
Payoneer’s platform also enables seamless payments to contractors, centralized financial operations, and flexible spending through Payoneer cards. Advanced role management features allowed Emerald Capital to onboard their finance team, assign permissions, generate reports, and manage transactions efficiently — all from one platform.
Result
Today, Emerald Capital benefits from faster, more reliable incoming payments, simplified contractor payouts, and full transparency across all financial activities.
Centralizing finances on Payoneer has saved time, reduced friction, and enabled the team to focus on growth instead of banking operations.
With scalable infrastructure and dedicated account support, Emerald Capital is confidently expanding into new markets, including the US and Ireland.
Faster payments support rapid growth
Before Payoneer, slow and unpredictable international payments created bottlenecks for Emerald Capital. Today, US clients can pay quickly via ACH using Emerald Capital’s USD receiving account, significantly improving cash flow and operational efficiency.
“Having USD receiving accounts as a Middle Eastern company has been a game changer. Our customers can pay us via ACH, which is something local banks here simply don’t offer,” says Jack Cregan.“
Centralised financial operations improve efficiency
Payoneer allows Emerald Capital to manage advertising spend, software subscriptions, travel, and daily expenses using Payoneer cards — including Apple Pay. Role-based access enables the finance team to operate independently while maintaining full control and oversight.
“Payoneer lets us centralize everything in one place — payments, cards, reporting, and permissions. That level of control and transparency has made our operations smoother and always on time.”
Expanding globally with confidence
With a team of 25 spread across the Middle East and other regions, Emerald Capital relies on Payoneer to manage global transactions efficiently. As the company expands into the US, Ireland, and beyond, Payoneer continues to support seamless international operations.
“Payoneer has removed our financial limitations. It’s given us a fast, scalable, and truly global banking setup — a one-stop solution for modern businesses like ours.”
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