Find out what Payoneer fees apply when you:

GET PAID

By another Payoneer customer

When you receive payments from other Payoneer customers who pay from their Payoneer balance, it’s always free!

FREE

EUR, USD, GBP and more

Directly by your clients

Send payment requests to your clients and give them the option to pay you via credit card and ACH bank debit (US only). They can also pay via local bank transfer into your receiving accounts.

3%

Credit Card (all currencies)

1%

ACH Bank Debits

Directly by marketplaces and networks

We’re integrated with Wish, Fiverr, Upwork, Airbnb, and thousands of other companies who pay with Payoneer. Treat yourself to a seamless payment experience.

Note: Bank processing fees, landing fees, or other intermediary fees may be deducted from the withdrawn amount by your bank or any other payment provider not directly associated with Payoneer.

Fees set by each marketplace or network may vary.
Please check their website for precise rates.

Via Receiving Accounts

Use your receiving accounts just like a local bank account in the associated country to get paid in USD, EUR, GBP, and more.

FREE

EUR, USD, GBP and more

0-1%

USD

Fee varies by country

FREE

EUR, USD, GBP and more

WITHDRAW FUNDS TO YOUR BANK ACCOUNT

Once you get paid, you can withdraw those funds to your local bank account with a few clicks. Fees vary depending on the currency of your account, but the convenience and simplicity is always the same.

Withdrawals in local currency from a Payoneer balance of a different currency

Example: USD balance –> EUR bank account, bank is in EU

You can withdraw funds to bank accounts in most currencies, and enjoy competitive rates from Payoneer.

Note: Bank processing fees, landing fees, or other intermediary fees may be deducted from the withdrawn amount by your bank or any other payment provider not directly associated with Payoneer.

UP TO 2% OF TRANSACTION AMOUNT

The exchange rate of the transaction is based on wholesale currency market rates obtained at the time of transaction from a range of financial institutions and includes the conversion fee where indicated.
Learn more

Withdrawals in non-local currency

Examples:

USD balance –> CNY bank account, bank is in China

EUR balance –> EUR bank account, bank is in Hong Kong

Applies to users from China, Taiwan, Korea, and Hong Kong

Even lower fee available for high-earning customers.

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

Note: Bank processing fees, landing fees, or other intermediary fees may be deducted from the withdrawn amount by your bank or any other payment provider not directly associated with Payoneer.

UP TO 1.2% OF TRANSACTION AMOUNT

The exchange rate of transactions with conversion is based on wholesale currency market rates obtained at the time of transaction from a range of financial institutions and includes the conversion fee where indicated.
Learn more

Withdrawals in local currency from a Payoneer balance of the same currency

Example: USD balance –> USD bank account, bank is in US

When withdrawing USD, EUR, or GBP to a local bank account, there is a fixed fee on the transaction for your convenience, if the bank account:

• is in the same currency as your balance
• is in a country where the withdrawal currency is the local currency
• is in the same country that you have listed in your Payoneer profile

Learn more

$1.50

USD to USD withdrawal

€1.50

EUR to EUR withdrawal

£1.50

GBP to GBP withdrawal

Withdrawals in local currency from a Payoneer balance of the same currency

Example: HKD balance –> HKD bank account, bank is in Hong Kong

When withdrawing HKD, USD, EUR, or GBP to a local bank account, there is a fixed fee on the transaction for your convenience, if the bank account:

• is in the same currency as your balance
• is in a country where the withdrawal currency is the local currency
• is in the same country that you have listed in your Payoneer profile

Learn more

HK$ 12.00

HKD to HKD withdrawal

$1.50

USD to USD withdrawal

€1.50

EUR to EUR withdrawal

£1.50

GBP to GBP withdrawal

Withdrawals in non-local currency

Example:

USD balance –> USD bank account, bank is in EU

EUR balance –> USD bank account, bank is in Hong Kong

You can withdraw funds to bank accounts in most currencies, and enjoy competitive rates from Payoneer.

Note: Bank processing fees, landing fees, or other intermediary fees may be deducted from the withdrawn amount by your bank or any other payment provider not directly associated with Payoneer.

UP TO 2% OF TRANSACTION AMOUNT

For withdrawals with no currency conversion, minimum fee may apply

The exchange rate of transactions with conversion is based on wholesale currency market rates obtained at the time of transaction from a range of financial institutions and includes the conversion fee where indicated.
Learn more

OPTIONAL: Use the Payoneer Prepaid MasterCard®

The Payoneer Prepaid card enables you to easily withdraw or spend funds, from anywhere in the world.

ANNUAL FEE

Card$29.95 / €24.95 / £24.95

CARD REPLACEMENT

USD Card$12.95
EUR Card€9.95
GBP Card£9.95

PURCHASES (ONLINE OR IN STORES)

USD, EUR, & GBP CardFREE
Note: A cross-border fee may be charged for international purchase

CURRENCY CONVERSION / CROSS-BORDER FEE LEARN MORE

USD, EUR, & GBP CardUp to 3.5%

ATM WITHDRAWAL OR CASH DISBURSEMENTS (VIA BANK TELLER OR IN-STORE)

USD Card$3.15 / transaction
EUR Card€2.50 / transaction
GBP Card£1.95/ transaction

ATM DECLINE FEE

USD Card$1 / transaction
EUR Card€0.80 / transaction
GBP Card£0.65/ transaction

ATM BALANCE INQUIRY FEE

USD Card$1 / inquiry
EUR Card€0.80 / inquiry
GBP Card£0.65/ inquiry

Due to local regulatory changes, Payoneer can no longer issue cards to customers who have a Russian billing or shipping address.

PAY

Paying suppliers and contractors is simple when you partner with Payoneer. Whether you’re a Payoneer customer, or just want to pay one, we’ve got you covered.

Directly from your Payoneer balance

When you earn funds from clients and marketplaces, those funds will land in your Payoneer balance. From there you can pay suppliers and contractors directly with the following fees:

If recipient has a Payoneer account:

You can send other Payoneer customers funds directly from your balance to theirs for free!

FREE

TO A RECIPIENT’S PAYONEER ACCOUNT

If recipient doesn’t have a Payoneer account

If the person you are paying is not a Payoneer customer, no problem at all. You can pay them directly from your Payoneer balance to their bank account via bank transfer.

A lower fee is available for higher-earning customers.

Note: Additional fees may be charged by the recipient’s bank. Bank processing fees, landing fees, or intermediary fees may be deducted by their bank or any other payment provider not directly associated with Payoneer.

UP TO 2% OF TRANSACTION AMOUNT

Minimum fee may apply

The exchange rate of the transaction is based on wholesale currency market rates obtained at the time of transaction from a range of financial institutions and includes the conversion fee where indicated.
Learn more

UP TO 1.2% OF TRANSACTION AMOUNT

Minimum fee may apply

The exchange rate of the transaction is based on wholesale currency market rates obtained at the time of transaction from a range of financial institutions and includes the conversion fee where indicated.
Learn more

A fixed fee will apply when you use your USD, EUR, or GBP balance to make a payment to someone whose bank account:

• is in the same currency as your balance
• is in a country where the payment currency is the local currency
• is in the same country that you have listed in your Payoneer profile

Payoneer customers can also make batch payments to up to 200 bank accounts at once with a 2% fee.

$1.50

USD to USD payment

€1.50

EUR to EUR payment

£1.50

GBP to GBP payment

Not receiving earnings with Payoneer? No problem! You can also:

Pay a Payoneer customer for their business services

Millions of suppliers, freelancers, and other contractors get paid with Payoneer. You can pay any of them via credit card, ACH bank debit (US only), or local bank transfer and enjoy competitively low rates.

Note: Payment method may vary by country (for details see our FAQ). Fees shown are maximums and may be lower depending on the recipient. When making a payment, you can choose to either pay the fee or pass it on to the recipient. If your recipient is in a European Economic Area (EEA) country, they will automatically be charged the fee.

1%

ACH Bank Debit

3%

Credit Card

1%

Local Bank Transfer

OTHER FEES

Manage currencies with ease

You’ll always have the currency you need for your international payments with the ability to move funds between your Payoneer balances. You’ll pay a 0.5% fee based on the entered Amount to Transfer.

Fees are automatically calculated so you always know how much money you’ll receive. Learn More

0.5%

OF AMOUNT TO TRANSFER

Annual account fee

If your account is active, you’ll never pay this fee.

If you keep your account open for 12 months without making a transaction in your Payoneer account or on your Payoneer card, you’ll be charged a $29.95 fee.

$29.95

ANNUAL ACCOUNT FEE

Escheatment fee

If we are required to escheat your funds to the applicable State, we will deduct a processing fee in the amount permitted by the State

Variable per State

The pricing and fees applicable to you are provided for review during account registration and are also available any time from the Pricing and Fees link in your Payoneer account. Sign in to your account to review the most updated fees.