No matter the size of your business, Payoneer helps you receive, send, and manage cross-border payments across 190+ countries and territories and 70+ currencies. The table below highlights the features most relevant to your needs.
- Get paid globally, like a local
Receive payments from clients and marketplaces worldwide with multi-currency receiving accounts - Access and manage your earnings with ease
Withdraw funds, hold multiple currencies, track balances, and spend using corporate cards globally - Request and receive payments faster
Send payment requests or invoices so clients can pay you quickly and securely
- Get paid from global marketplaces seamlessly
Receive marketplace payouts and cross-border payments with local receiving accounts in multiplier currencies - Run your global business from one account
Track balances, manage currencies, and control spend across regions with a single multi-currency account - Simplify cross-border collections at scale
Collect payments efficiently, reduce friction, and keep your international cash flow organized
- Send and receive payments at global scale
Pay partners, vendors, supplier and clients worldwide while collecting payments across multiple currencies - Centralize your global finances
Manage balances, currencies, and expenses from one place with multi-currency accounts and corporate cards - Automate mass payouts and financial operations
Run mass payouts, streamline payment workflows, and reduce operational overhead across markets
Processing over $50K USD monthly?
From another customer’s Payoneer balance
Free
From marketplaces and integrated platforms
Varies by marketplace
Via a receiving account in your local currency
Free
Via a receiving account in a currency that is not your local currency
1% (minimum fee of 1.00 USD or equivalent)
From a payer using a credit card
Up to 3.99% + 0.49 USD or equivalent
From a payer using ACH bank debit (US only)
1%
From a payer using an EU or UK bank account
1%
From a payer using PayPal (US only)
Up to 3.99% + 0.49 USD or equivalent
Note: Fees depend on sender and recipient locations, payment method, and currencies.
From your Payoneer balance, where the recipient is in the same country
Up to 4.00 USD / EUR / GBP
From your Payoneer balance, where the recipient is in a different country
Up to 1% + Up to 4.00 USD or equivalent
Using your credit card
Up to 3.99%
Using your UK or EU bank account
1%
Using your US bank account via ACH
1%
Using your Paypal account
Up to 3.99% + 0.49 USD or equivalent
Note: Fees depend on sender and recipient locations, payment method, and currencies.
To a bank account in the same country as yours, in local currency (in supported countries)
E.g., USA to USA, USD
1.50 USD
To a bank account in the recipient’s local currency (no currency conversion)
E.g., UK to Singapore, SGD to SGD
1.2% – 4%
To a bank account in the recipient’s non-local currency (with currency conversion)
E.g., USA to UK, USD to EUR
1.2% – 4%
Note: Fees depend on sender and recipient locations, payment method, and currency corridor, with minimum fees where applicable.
Move funds between your Payoneer balances
0.50%
Note: Fees are automatically calculated. You always know how much money you’ll receive.
Card purchases without currency conversion
Up to 1.8%*
*Free where merchant country is the same as card issuing country
Card transactions with currency conversion
Up to 3.5%
Cash withdrawals (ATM, teller, merchant) in the same currency as your card
3.15 USD / 2.50 EUR / 1.95 GBP / 3.15 CAD / 470 JPY + Up to 1.8%
Cash withdrawals (ATM, teller, merchant) involving currency conversion
3.15 USD / 2.50 EUR / 1.95 GBP / 3.15 CAD / 470 JPY + Up to 3.5%
Check ATM balance and ATM declines
1.00 USD / 0.80 EUR / 0.65 GBP / 1.00 CAD / 150 JPY
Standard card delivery
Free
Annual card fee
29.95 USD
Additional virtual cards
Free
Replace card
12.95 USD / 9.95 EUR / 9.95 GBP
Note: ATM fees may vary by issuing country and currency. Full fee details including additional currencies are available on the fees page when signed in to Payoneer. Card usage may also be subject to third party operator fees.
Annual account fee
Only applies if account receives less than 6,000.00 USD or equivalent in any 12 consecutive months. Not charged in the first year for paid annual plans.
29.95 USD
Escheatment fee
If we are required to escheat (when a state claims ownership of an account) your funds to an applicable state, we will deduct a processing fee in the amount permitted by that state.
Variable per state
Note: Certain account types in specific regions require an Annual Plan. If applicable, details will be provided during the registration process. In certain countries, a registration fee may apply.
Last updated on 1 January 2026.
Customer success stories
From startups to established enterprises, explore how companies grow stronger and smarter across borders.
Payoneer’s Workforce Management solution isn’t just a service — it’s a partnership. They’ve stepped in and taken ownership of a part of my business that used to be stressful and time-consuming. They’ve proven time and again that they’re in this with me.
Beaux Pilgrim
CEO & Founder, IA Blueprint
United States
One feature that we really liked about Payoneer was that our clients could deposit payments into a local account in their own country. That changed everything for us.
Ria Lu
CEO, Leveret Group
Philippines
After researching the market, we came across Payoneer, and the difference was clear. Payoneer offered a significant cost advantage compared to traditional banking channels, along with a much more streamlined experience.
Anuj Sharedalal
Head of the Offshoring Services, CRS Consulting
India
Payoneer removed the payment friction that was impacting our client journey. Faster payments, lower fees, and full transparency have completely changed how we operate globally.
Sarah Louise
Co-Founder, Nisa International
Middle East & Africa
Payoneer gives us one platform for global transactions. We receive payments from clients, pay suppliers, and manage multi-currency transactions. Plus, our team loves using it – it makes their jobs easier.
Andrii Svyrydov
Co-Founder & CEO, Corpsoft Solutions
Czech Republic
Frequently asked questions
Payoneer uses a transaction-based pricing model, where fees depend on the payment type, payment method, currency, and payment corridor. Typical fees for receiving, sending, withdrawals, and card usage are outlined in the pricing table above.
The exact fee applicable to your transaction is always displayed before you confirm the payment in your Payoneer account, ensuring full transparency.
Opening a Payoneer account typically does not require a monthly subscription fee. In some cases, an annual account fee may apply if the account activity falls below a specified threshold over a 12-month period, as outlined in the pricing details above. Any applicable fees are clearly disclosed during registration and can always be viewed in the Fees section of your Payoneer account.
Withdrawal fees depend on the destination bank, currency, and the withdrawal route used. The typical ranges for withdrawing funds to a bank account are outlined in the pricing section above. The exact cost may vary depending on your location and currency corridor.
Receiving payments can involve different fees depending on how the sender pays you, such as through bank debit, credit card, or supported marketplace payouts. The common fee structures for these payment methods are shown in the pricing overview above.
Yes. Pricing can vary based on the payment method used, the currencies involved, and the countries of the sender and recipient. These factors influence the applicable transaction fees shown in the pricing breakdown above.
A general overview of common fees is provided in the pricing section above. For full details specific to your account, you can review the Fees section inside your Payoneer account, which shows the applicable pricing for your region and account type.
Disclaimer
The prices and fees displayed on this page present an estimation based on our most standard and common fee structure, available for majority of the account types in the majority of the regions where our services may be available. Different prices and fees may be applied in different territories, for different account types and/or onboarding channels or promotional agreements. The pricing and fees applicable to you are provided for review during account registration and are also available any time from the Fees link in your Payoneer account. Sign in to your account to review the most updated fees. Please note that making a payment with currency conversion is available in permitted jurisdictions only.
Currency conversion rates are based on wholesale market rates obtained at the time of transaction and include the conversion fee where indicated.
Availability of all products is subject to customer’s eligibility. Not all products are available in all jurisdictions in the same manner. Nothing herein should be understood as solicitation outside the jurisdiction where Payoneer Inc. or its affiliates is licensed to engage in payment services, unless permitted by applicable laws.
