Business payments for
today’s global economy

The Payoneer multi-currency account has everything your business needs to help you pay, get paid, and grow globally.

Trusted by millions of customers worldwide

Chosen by leading marketplaces

Think business payments. Think Payoneer.

We believe global business should be just as easy and hassle-free as doing business locally, for everyone. Payoneer’s payment platform empowers you to reach new markets, do business in multiple currencies, and comply with local regulations – all while simplifying the payment experience for you and your clients, partners, and suppliers.

Meet payoneer

We have
a lot to offer you

Here’s how our global payment solutions and expertise can help you and your business.

meet payoneer woman in yellow

What’s in it for you?

Open a Payoneer account and you, your customers and clients, and your suppliers will find payments less complicated, no matter where you are in the world.

Billing’s a breeze

Overseas doesn’t mean overcomplicated. With a few clicks, request payments from nearly anyone, anywhere and leave the rest to us.

Work global, feel local

Need a local bank account to get paid on Amazon or by a client? Local receiving accounts act just like local bank details making it easy for the world to pay you, fast.

Seamless marketplace integrations

We’re integrated with 2,000 marketplaces, networks, and platforms like Wish, eBay, Airbnb, Fiverr, Upwork, and more so you can receive marketplace payments without a hassle.

Personal webstore? No problem

Accept credit card payments on your personal website with fast settlements, high global acceptance rates, and 0% currency conversion fees on USD and EUR.

seamless marketplace integrations
work global feel local
billing a breeze
personal webstore no problem

Make payments from earnings

If you need to settle with contractors or suppliers, you can use the earnings in your Payoneer balance to pay directly to their bank accounts or their Payoneer account.

Make payments with other methods

Pay your contractors, suppliers, or remote team with credit card, local bank transfer, ACH bank debit (US only), or direct bank payment (UK only)

Pay your way

Need a card to pay business expenses? We’ll give you a physical or virtual card (or both!) in multiple currencies attached to your account so you can make payments and withdraw funds.

Withdraw your profits

Get the flexibility you need. Withdraw funds from your Payoneer account to your bank account in over 190 countries and 70 currencies or at ATMs worldwide.

make payments from earnings
make payments with other methods
pay your way
withdraw your profits

Move in a multi-currency world

Manage multiple currencies and transfer between them at low cost so you always have the currency your business needs.

Keep an eye on your finances

Payoneer lets you track your payments and download monthly reports so it’s easy to stay up to date and monitor your performance.

Instant funding

See a growth opportunity? Get funds through Capital Advance, based on future projected earnings.

move in a multicurrency world
keep an eye on your finances
instant funding

Why do business with Payoneer?

Cross-border payments can get complicated but we’ve made it our mission to uncomplicate them.

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Keep more of what you earn

There are no lengthy or costly international wire transfers to think about. With Payoneer you can get paid quickly and simply, as if you were a local.

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Open marketplace opportunities

With connections to all the leading marketplaces, Payoneer lets you expand global business as you wish.

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Join the network

You’re part of something big – connect with millions of businesses and platforms already putting their trust in Payoneer.

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We’re with you at every step

Our global teams are ready to talk everything business payments in the language of your choice.

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Your global business wallet

The world’s in your wallet when you can pay and get paid by anyone, anywhere. Our reach can help you with global expansion in the digital economy with

Who are our customers?


Freelancers

Freelance opportunities are everywhere, so you need a payment solution that is truly global. The Payoneer account lets you save time and effort as you get paid, make payments, access earnings, and manage your money. Plus, you can connect to freelance marketplaces and pay your business expenses – all in one place.

Businesses

Global means global, so we break down the borders and barriers of international payments for businesses. Pay suppliers, contractors, and service providers in multiple countries and accept payments worldwide. Plus, you can manage your currencies so you always have the currency your business needs.

Marketplaces

While you’re looking after your sellers, we’re taking care of all your international payment needs. Reach new markets with ease and feel secure with our advanced risk, compliance, and fraud prevention infrastructure. Plus, you can cut costly fees from bank transfers and currency conversions with mass payouts via our platform.

Payoneer app

Manage your global payments on the go with the

Payoneer mobile app


Get to know our fees


We’ve made our pricing easy to understand, the way it should be.


Get Paid

By another Payoneer customer

Receive payments from another Payoneer customer’s balance for free.

FREE

EUR, USD, GBP, and more.

Directly by your clients

Send your clients payment requests which they can pay via credit card, ACH bank debit, and direct bank payments. They can also pay you via receiving accounts, see below

Up to 3.99%*

Credit card (all currencies)
* In certain countries, an additional fix fee of 0.49$ will be added to the above rate

1%

ACH bank debits (US only)

3.99% + $0.49

PayPal (US only)

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Directly by marketplaces and networks

Get paid directly into your Payoneer account by Wish, Fiverr, Upwork, Airbnb, and more than 2,000 more of the world’s top marketplaces, platforms, and networks that have partnered with us. Treat yourself to a seamless payment experience.

Fees set by each marketplace, platform, and network vary. Please check with them to get exact rates.

Via your receiving accounts

Need a local bank account for a marketplace or client? Use your Payoneer receiving accounts like a local bank account in the country and currency you get paid – USD, EUR, GBP, and more. We can also support SWIFT (wire) payments to keep things consolidated.

FREE

EUR, GBP, and more.
*Fees may apply for payments below a minimum amount.

UP TO 1%

USD
Fee varies based on eligibility
Minimum fee may apply

Pay and use funds

Paying suppliers, employees, and contractors is easy, flexible, and cost-effective with Payoneer.

Directly from your Payoneer balance

Your earnings from clients and marketplaces will land in your Payoneer balance. From there you can pay people and organizations directly with the following fees:

If recipient has a Payoneer account

You can send funds to other Payoneer customers directly from your balance.

Free *

* In limited territories, a transaction fee may apply. In addition, when making a payment with currency conversion, a conversion fee will apply.

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If recipient doesn’t have a Payoneer account

If the recipient is not a Payoneer customer, you can still pay them directly from your Payoneer balance to their bank account via bank transfer.

A lower fee is available for higher-earning customers.

Up to 3%

of transaction amount

Minimum fee may apply

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For customers located in the USA, United Kingdom or European Union

For payments to a recipient’s bank account, in local currency, when the total amount of withdrawals and payments made in a single calendar month is up to 50,000 USD , GBP or EUR.

If the bank account:

  • Is in the same currency as your balance and
  • Is in a country where the withdrawing currency is the local currency and
  • Is in the same country that you have listed in your Payoneer account

Example: Payoneer account registered in USA -> USD balance -> USD bank account, where the recipients bank is in the USA

1.50 USD

USD to USD payments

1.50 EUR

EUR to EUR payments

1.50 GBP

GBP to GBP payments

For payments to a recipient’s bank account in local currency when the total amount of withdrawals and payments made in a single calendar month is over 50,000* USD, GBP, or EUR

If the bank account:

  • Is in the same currency as your balance and
  • Is in a country where the withdrawing currency is the local currency and
  • Is in the same country that you have listed in your Payoneer account

0.5%

of total withdrawal amount
USD to USD withdrawal

0.5%

of total withdrawal amount
EUR to EUR withdrawal

0.5%

of total withdrawal amount
GBP to GBP withdrawal

Example: You withdraw $40,000 USD on 5th of January and pay a flat fee of $1.50. On 10th January you make a payment to a recipient’s bank account for $10,000 and pay a flat fee of $1.50 ($50,000 cumulative month-to-date). On the 20th January you withdraw $1,000 and pay a $5 fee (at the new rate of 0.5% for transactions above $50,000 in a calendar month). At the beginning of the next calendar month, the threshold resets.

Not with Payoneer? Not a problem.

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Pay a Payoneer customer for their business services

Millions of suppliers, freelancers, and other contractors get paid with Payoneer. You can pay any of them via credit card, local bank transfer, ACH bank debit, or direct bank payment at competitively low rates.

Up to 3.99%*

Credit card
* In certain countries, an additional fix fee of 0.49$ will be added to the above rate

1%

Local bank transfer

1%

ACH bank debit (US only)

3.99% + $0.49

PayPal (US only)

1%

Direct bank payment (UK only)

The Payoneer card

The Payoneer card makes it easy to use your Payoneer funds globally. You can make business purchases, pay for advertising, buy goods and business services online or in stores, and withdraw funds at ATMs.

Fee typeFee
Card delivery (standard delivery)FREE
Card delivery with express shipping (via DHL)40.00 USD
Annual card fees, first card29.95 USD
Additional cards in any currencyFREE
Transactions in the same currency as your card, in supported countries*FREE
Transactions involving currency conversionUP TO 3.5%
Transactions where merchant country is different from card-issuing country (cross-border fee)UP TO 1.8%
ATM: Withdrawals (cash advance)3.15 USD / 2.50 EUR / 1.95 GBP
Balance inquiry1.00 USD / 0.87 EUR / 0.65 GBP
Card replacement12.95 USD / 9.95 EUR / 9.95 GBP

*The Payoneer Commercial Mastercard program offers 2 types of card services: the Payoneer Business Premium Debit Mastercard® issued by Payoneer Europe Limited under a license by Mastercard and the Corporate Purchasing Mastercard issued by First Century Bank, N.A pursuant to a license by Mastercard and provided by Payoneer Inc. to its eligible customers. Payoneer will not apply a per-transaction fee for purchases made in USD using the Payoneer Corporate Purchasing Mastercard, across the globe; and for purchases in USD, EUR, GBP, and CAD made using the Business Premium Debit Mastercard ® of the same currency within the EEA region.

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Manage currencies with ease

You’ll always have the currency you need for your international payments with the ability to move funds between your Payoneer balances.

Fees are automatically calculated so you always know how much money you’ll receive.

0.5%

of amount to transfer

Withdraw

Withdraw to your bank account

Once you get paid, you can withdraw those funds to your local bank account. Fees vary depending on the currency of your account, but the speed, convenience, and simplicity are always the same.

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Withdraw in local currency from a Payoneer balance of a different currency

Example: USD balance > EUR bank account, bank is in EU

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

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Withdrawals in non-local currency

Examples:
USD balance > CNY bank account, bank is in China
EUR balance > EUR bank account, bank is in Hong Kong
Applies to users from China, Taiwan, Korea, and Hong Kong

Even lower fee available for high-earning customers.

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

Up to 3%

of transaction amount

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Withdrawals in local currency from a Payoneer balance of the same currency

Example: HKD balance –> HKD bank account, bank is in Hong Kong

When withdrawing HKD, USD, EUR, or GBP to a local bank account, there is a fixed fee on the transaction for your convenience, if the bank account:

  • is in the same currency as your balance
  • is in a country where the withdrawal currency is the local currency
  • is in the same country that you have listed in your Payoneer profile

HK$ 12.00

HKD to HKD withdrawal

1.50 USD

USD to USD withdrawal

1.50 EUR

EUR to EUR withdrawal

1.50 GBP

GBP to GBP withdrawal

Withdraw in local currency from a Payoneer balance of the same currency

Example: USD balance > USD bank account, bank is in US

For customers located in the USA, United Kingdom, or European Union (Eurozone)

For withdrawals in local currency, when the total amount of withdrawals and payments made in a single calendar month is up to 50,000 USD, GBP, or EUR.

If the bank account:

  • Is in the same currency as your balance and
  • Is in a country where the withdrawing currency is the local currency and
  • Is in the same country that you have listed in your Payoneer account

Example: Payoneer account registered in USA -> USD balance -> USD bank account, where the bank is in the USA

1.50 USD

USD to USD withdrawal

1.50 EUR

EUR to EUR withdrawal

1.50 GBP

GBP to GBP withdrawal

For withdrawals in local currency when the total amount of withdrawals and payments made in a single calendar month is over 50,000 USD, GBP, or EUR.

If the bank account:

  • Is in the same currency as your balance and
  • Is in a country where the withdrawing currency is the local currency and
  • Is in the same country that you have listed in your Payoneer account

0.5%

of total withdrawal amount
USD to USD withdrawal

0.5%

of total withdrawal amount
EUR to EUR withdrawal

0.5%

of total withdrawal amount
GBP to GBP withdrawal

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Withdraw in non-local currency

Example:
USD balance > USD bank account, bank is in EU
EUR balance > USD bank account, bank is in Hong Kong

You can withdraw funds to bank accounts in most currencies and enjoy competitive rates from Payoneer.

UP TO 3%

of transaction amount

For withdrawals with no currency conversion, minimum fee may apply.

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Other fees

29.95 USD

Annual account fee

Escheatment fee

If we are required to escheat (when a state claims ownership of an account) your funds to an applicable state, we will deduct a processing fee in the amount permitted by that state.

Variable per state

Registration fee

Fee charged when registering to Payoneer.

In certain countries, a registration fee may apply

About us – DON’T USE THIS!!

Payoneer is the world’s go-to partner for digital commerce, everywhere. From borderless payments to boundless growth, Payoneer promises any business, in any market, the technology, connections, and confidence to participate and flourish in the new global economy.

map colored

5M+

customers worldwide

2,000+

employees
worldwide

24

global
offices

70

currencies
supported

190+

countries
covered

22+

languages
supported

About us

Payoneer is the world’s go-to partner for digital commerce, everywhere. From borderless payments to boundless growth, Payoneer promises any business, in any market, the technology, connections, and confidence to participate and flourish in the new global economy.

Millions

CUSTOMERS AND COUNTING

70

CURRENCIES SUPPORTED

2,000+

EMPLOYEES WORLDWIDE

24/7

CUSTOMER SUPPORT

25+

GLOBAL OFFICES

50

Languages

It’s a word-of-mouth thing

Want to know what it’s like to do business with us? Hear from our customers – and maybe check out some of our Trustpilot reviews.

Get started now

Ready to open your own Payoneer account? Just give us a few details and we’ll find the right type of account for you.