You can pay Payoneer customers or other recipients for business-related transactions. If the recipient doesn’t have a Payoneer account, we’ll send them an invitation to join Payoneer. Once their account is ready, you’ll receive an email with a link to complete the payment.

You can also choose to pay directly into a bank account. First, you must add your recipient’s bank account details to your Payoneer account, and Payoneer must approve those details.

For details on adding recipient bank accounts, see this FAQ.

No. You can only use funds that you receive from clients or marketplaces directly into your account balance.

Yes. The fee depends on whether you make a payment in the same currency as the recipient’s bank account currency, or whether there is a need to exchange currency to make the payment. You can get complete details of the fees from the Fees page in your Payoneer account.

Yes! Any time you invite someone to Payoneer, you participate in our Refer a Friend program. After your recipient creates their free account and reaches a certain payment threshold, you can both earn a reward (subject to the Refer a Friend Terms & Conditions). You can check payment threshold and reward amounts in the Refer a Friend page in your Payoneer account.