Payoneer provides you with the tools and services to effectively manage your incoming and outgoing business payments. Our suite of services, which includes local receiving accounts, currency conversions and multiple ways to use your funds, ensures you’re able to grow your business in Pakistan and beyond.
Get local bank account details in North America, Europe, Australia and Asia. Read More
Allow your clients to pay you via credit card, local bank transfer or SWIFT (wire). Read More
Get full transparency into where your payment is and when it will arrive. Read More
Ensure you have the currency you need for your payments. Read More
Pay your developers, designers and business partners from your Payoneer balance FREE OF CHARGE. Read More
Access your funds anytime in PKR and other currencies. Read More
Receiving accounts act just like local bank accounts, making it easier for your international clients and marketplaces to pay you via local bank transfer. Additionally, you’re able to invoice your clients in advance to help guarantee you get paid on time. After you get paid, you’ll be able to withdraw your funds straight to your Pakistani bank account or JazzCash account.
Do you need to make a business payment? Convert funds with ease and pay your service providers and contractors in their local currencies. Best of all, payments to other Payoneer users are free!
Payoneer I believe, is the only reliable option, which not only empowers Pakistanis but also millions of businesses around the world. We wanted a solution which was instant, immediate and allowed us to receive our payments from the countries we are providing services to, in Pakistan. We found out about Payoneer and realized that Payoneer transfers payments quickly and immediately.
Founder & CEO, Connected Pakistan
Receive and send payments in 200+ countries.
Receive payments faster, as if you were paid locally.
Accept payments in multiple currencies, choose how to use your funds.
Save on FX and transfer costs, and pay developers and business partners FREE OF CHARGE.
Local receiving accounts act just like local bank accounts which makes it easy for international clients and marketplaces to pay you via local bank transfer.
Receive payments in USD, EUR, GPB, JPY, AUD, CAD, HKD, SGD to your Payoneer account.
Connect to 100+ marketplaces including Upwork, Fiverr, and Toptal to receive payments in Pakistan using your account details wherever you are in the world.
Clients around the world have specific payment preferences. Allow them to pay with Credit Card, ACH bank debit, SWIFT (wire) or local bank transfer.
Send a payment request with multiple payment options. Your clients will receive the request via email and can pay you online using their most convenient payment method.
Pay your developers, designers and business partners efficiently in a few clicks from your Payoneer account.
Pay your developers via bank transfers and send up to 200 payments at once directly to your recipients’ bank account.
Payments to Payoneer accounts are FREE OF CHARGE and made within 2 hours!
With our currency-conversion services, you can convert 150+ currencies.
Ensure you always have the currencies needed for your global payments. Converted funds appear in your balance in minutes.
We use the applicable market rate and our low 0.5% fee of the amount transferred is automatically deducted so you always know exactly how much you’re going to receive.
Withdraw to your funds in PKR to your local bank account in Pakistan
Convert earnings to your local currency and get full transparency about the conversion fees.
Connect your Payoneer account to multiple bank accounts and JazzCash accounts.
Set monthly, weekly, or instant automatic withdrawal schedules.
Easily view and manage your transactions, including incoming payments, outgoing payments, point-of-sale card transactions, ATM withdrawals and withdrawals to your JazzCash account and withdrawals to your local Pakistani bank account.
Send payment requests in advance and reminders to receive payments on time.
Attach invoices, contracts, designs, and more, to your payment requests.
Credit/Debit Card* | ACH bank debit | Local bank transfer | Wire transfer (SWIFT) | Payoneer balance | |
Fees (% of payment) | 3% | 0-1% | USD: 1%** Other currencies: 0% | Free*** | Free |
* MasterCard, Visa, American Express
** Free for Payoneer’s account holder (recipient) in Japan, India, South Korea, Thailand, UK and USA.
*** Extra fees can be charged by intermediary banks but are not known by Payoneer in advance
Credit/Debit Card1 | ACH bank debit | Local bank transfer | Wire transfer (SWIFT) | Payoneer balance | |
Can be used by (payment initiators) | Individuals and Companies worldwide | Individuals and Companies in the US only | Companies in the country of the receiving account1 | Companies worldwide | Payoneer account holders worldwide |
* US company when the Payoneer’s account holder (recipient) has a local receiving account in the US, European company when the Payoneer’s account holder (recipient) has a local receiving account in Europe etc.
Credit/Debit Card1 | ACH bank debit | Local bank transfer | Wire transfer (SWIFT) | Payoneer balance | |
Payment received within (estimated) | 2 calendar days | 5 business days | 1-3 business days | 1-2 business days | 2 hours |
All the fees are detailed here.
Depending on your geographic location, you may automatically receive a US and UK receiving accounts. Receiving additional local receiving accounts depends on eligibility.