Open international business payments account in Japan

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Japan business multi-currency account

Trusted by millions of customers
Chosen by leading marketplaces

Accept, send and withdraw international business payments in Japan

Manage your incoming and outgoing business payments more effectively and with higher flexibility than a traditional bank account. Our suite of services, which includes multiple currency accounts with local account details in the US, Europe and Asia, currency conversions and multiple ways to use your funds, ensures you’re able to work internationally without the need of multiple entities.

Use the most flexible business multi-currency account

Get paid in multiple currencies, via several payment methods.
Decide how to use your funds.

Multiple ways to receive
payments


  • Credit/Debit Card
  • Local bank transfer
  • ACH bank debit
  • SWIFT (wire)
  • From Payoneer account

Hold multiple currencies

Multiple currencies account in Japan

Withdraw your funds
easily


  • Withdraw to your Japanese or international bank account
  • Withdraw to ATMs worldwide

Get Local Bank Account Details Worldwide

No need to open a foreign bank account to receive your payments from global clients and 100+ marketplaces such as Google, Fiverr, eBay and Amazon.
Just share your Payoneer local receiving account details as if you were a local! Your clients can pay you in their local currency via bank transfer.

US dollar
US dollar

Routing number and Account number

Japanese yen
Japanese yen

Bank code, Branch code and Account number

Australian dollar
Australian dollar

BSB code and Account number

Euro
Euro

Bank code (SWIFT/BIC) and IBAN

Hong Kong dollar
Hong Kong dollar

Routing number and Account number

Singapore dollar
Singapore dollar

Bank code, Bank name and Account number

Canadian dollar
Canadian dollar

Institution number, Transit number and Account number

British pound
British pound

UK sort code, Account number and IBAN

Bill your clients in 150+ countries

Send payment requests in a few clicks to 150+ countries

Offer clients multiple payment options to your clients – Credit Card, ACH bank debit, local bank transfer

Track your payments every step of the way until they reach your account

Withdraw to your Japanese or international bank account


Withdraw to your funds in JPY or other currencies to your local or international bank account.

Convert your earnings

Convert earnings to your local currency and get full transparency about the conversion fees.

Add multiple bank accounts

Connect your Payoneer account to multiple international bank accounts.

Schedule withdrawals

Set monthly, weekly, or instant automatic withdrawal schedules.

Why Japanese companies choose Payoneer

Global reach

Receive and send payments in 200+ countries.

Flexibility

Accept payments in multiple currencies, choose how to use your funds.

Speed

Receive payments faster, as if you were paid locally.

Low fees

Save on FX and transfer costs, and pay suppliers free of charge.

HEAR FROM OUR CLIENTS

“Payoneer enabled me to collect foreign currency payments without owning a bank account abroad. I remember I was very impressed with the service when I received my first payment quickly and easily. Payoneer actually helped me to establish my own export business.”

Takahiro Ogawa
Online seller

“Payoneer makes it very easy for us to operate as a global company: we can pay team members wherever they are in the world and receive payments from clients in different currencies.”

Beth Villon
Co-founder, Athena

Frequently asked questions

CAN I OPEN A PAYONEER ACCOUNT IN JAPAN?

Yes. Opening an account is free. You can get paid and pay globally, receive local receiving accounts and bill your clients in just a few clicks.

WHAT PAYMENT METHODS ARE AVAILABLE TO MY CLIENTS AND WHAT ARE THE FEES?

Credit/Debit card*ACH bank debit
(US only)
Local bank transferWire transfer (SWIFT)Payoneer balance
Fees (% of payment)3%1%USD: 1%
Other currencies: 0%
Free***Free

*MasterCard, Visa, American Express

***Extra fees can be charged by intermediary banks but are not known by Payoneer in advance

All the fees are detailed here

WHICH INTERNATIONAL CLIENTS CAN PAY ME?

Credit/Debit CardACH bank debitLocal Bank TransferWire transfer (SWIFT)Payoneer Balance
Can be used by (payment initiators)Individuals and Companies WorldwideIndividuals and Companies in the US onlyCompanies in the country of the receiving accountCompanies worldwidePayoneer account holders Worldwide

HOW FAST ARE THE PAYMENTS?

Credit/Debit CardACH bank debitLocal Bank TransferWire transfer (SWIFT)Payoneer Balance
Payment received within (estimated)2 calendar days5 business days1-3 business days1-2 business days2 hours

ARE THERE ADDITIONAL FEES ASSOCIATED WITH THE SERVICE I SHOULD BE AWARE OF?

All the fees are detailed here.

DO I AUTOMATICALLY RECEIVE LOCAL RECEIVING ACCOUNTS?

To receive your local receiving accounts, you will be required to submit some business information.

DO MY CLIENTS NEED TO OPEN A PAYONEER ACCOUNT TO PAY ME?

Your client can easily pay you via bank transfer to your local receiving accounts without opening a Payoneer account. Just send them your receiving account details and ask them to pay you locally from their online business account!

If your clients choose to pay you via credit card or ACH bank debit, you can send them a unique payment link and they can easily pay you through our secure payments portal where they will be requested to open a Payer only account in a few clicks (save email & assign a password).